/* milpitaslifeinsurance.vip */
@font-face{font-family:"Merriweather";src:url(/assets/font-wmkf5mkv-merriweather-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Merriweather";src:url(/assets/font-wmkf5mkv-merriweather-900.woff2) format("woff2");font-weight:900;font-style:normal;font-display:swap}
@font-face{font-family:"Manrope";src:url(/assets/font-wmkf5mkv-manrope-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Manrope";src:url(/assets/font-wmkf5mkv-manrope-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{--buckram:#16403F;--deep:#0F2F2E;--card:#F6F8F5;--tint:#E4ECE7;--rule:#9DB8D3;--margin:#B8402B;--ink:#18222B;--ink2:#38454F;--stamp:#1C3A92;--ochre:#D9A93B;--bone:#F2EFE4;--kraft:#D9BC85;--flap:#BE9A5C;--oxblood:#8C2F1E;
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--head:"Merriweather",Georgia,"Times New Roman",serif;--body:"Manrope","Helvetica Neue",Arial,sans-serif;--measure:62ch;--gut:3.2rem;--ease:cubic-bezier(.2,.8,.2,1)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--buckram);color:var(--ink);font-family:var(--body);font-size:1.0625rem;line-height:1.65;font-weight:400}
::selection{background:var(--ochre);color:var(--ink)}
img{display:block;max-width:100%;height:auto}
a{color:var(--stamp);text-underline-offset:.2em;text-decoration-thickness:1.5px}
a:hover{text-decoration-thickness:3px}
:focus-visible{outline:3px solid var(--stamp);outline-offset:3px}
.sefu4-head :focus-visible,.sefu4-foot :focus-visible,.sefu4-sec--buckram :focus-visible,.sefu4-sec--table>.sefu4-wrap>:focus-visible{outline-color:var(--ochre)}
h1,h2,h3{font-family:var(--head);color:var(--ink);line-height:1.2;margin:0 0 .6em;text-wrap:balance;letter-spacing:0}
h1{font-size:clamp(2rem,4.2vw,3.2rem);font-weight:900}
h2{font-size:clamp(1.55rem,2.9vw,2.25rem);font-weight:900}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.sefu4-wrap{width:min(100% - 1.5rem,70rem);margin-inline:auto}
.sefu4-skip{position:absolute;left:-999px;top:0;background:var(--ochre);color:var(--ink);padding:.75rem 1rem;font-weight:700;z-index:99}.sefu4-skip:focus{left:1rem;top:1rem}

/* header: buckram cover board, combed edge */
.sefu4-head{position:sticky;top:0;z-index:30;background:var(--deep);border:0;backdrop-filter:none}
.sefu4-head::after{content:"";position:absolute;left:0;right:0;top:100%;height:10px;background:var(--comb) 0 0/480px 100%;pointer-events:none}
.sefu4-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px}
.sefu4-brand{display:inline-flex;align-items:center;min-height:44px;font-family:var(--head);font-weight:900;font-size:1.2rem;color:var(--bone);text-decoration:none}
.sefu4-brand img{display:none}
.sefu4-brand:hover{color:var(--ochre)}
.sefu4-links{display:flex;align-items:center;gap:.2rem 1.5rem}
.sefu4-links a{display:inline-flex;align-items:center;min-height:44px;color:var(--bone);text-decoration:none;font-weight:700;font-size:1rem;background:linear-gradient(var(--ochre),var(--ochre)) 0 calc(50% + 14px)/0 3px no-repeat;transition:background-size .35s var(--ease)}
.sefu4-links a:hover{background-size:100% 3px;color:var(--bone)}
.sefu4-links a.sefu4-cta{background:var(--ochre);color:var(--ink)!important;padding:0 1.2rem;border:2px solid var(--ochre);border-radius:2px;box-shadow:3px 3px 0 rgba(0,0,0,.45);transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
.sefu4-links a.sefu4-cta:hover{background:var(--bone);border-color:var(--bone);transform:translate(1px,1px);box-shadow:2px 2px 0 rgba(0,0,0,.45)}
.sefu4-menu{display:none;align-items:center;justify-content:center;min-width:44px;min-height:44px;background:none;border:2px solid var(--bone);border-radius:2px;color:var(--bone);cursor:pointer}
@media (max-width:760px){.sefu4-menu{display:inline-flex}.sefu4-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--deep);flex-direction:column;align-items:stretch;padding:.6rem 1rem 1.2rem;gap:.1rem;border-bottom:10px solid var(--buckram)}.sefu4-links[data-open]{display:flex}.sefu4-links a{background:none}.sefu4-links a.sefu4-cta{justify-content:center;margin-top:.5rem}}

/* weather: the date-due slip */
.sefu4-wx{background:var(--card);color:var(--ink);margin-top:10px;border-bottom:2px solid var(--deep)}
.sefu4-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem 1.6rem;padding:.8rem 0}
.sefu4-wx-photo{display:inline-flex;align-items:center;gap:.7rem;min-height:44px;background:none;border:0;padding:0;color:var(--stamp);font:inherit;cursor:pointer}
.sefu4-wx-photo img{width:44px;height:44px;border-radius:2px;object-fit:cover;border:2px solid var(--deep)}
.sefu4-wx-photo span{font-size:.85rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--stamp);border:2px solid var(--stamp);border-radius:2px;padding:.3rem .6rem;transform:rotate(-2deg)}
.sefu4-wx-photo:hover span,.sefu4-wx-photo[aria-expanded=true] span{background:var(--stamp);border-color:var(--stamp);color:var(--bone)}
.sefu4-wx-now{display:flex;align-items:center;gap:.7rem}
.sefu4-wx-now strong{font-family:var(--head);font-weight:900;font-size:1.9rem;line-height:1;color:var(--ink)}
.sefu4-wx-now span{font-size:1rem;color:var(--ink)}
.sefu4-wx-now small{display:block;font-size:.85rem;opacity:1;color:var(--ink2)}
.sefu4-wx-icon{display:inline-flex;color:var(--stamp)}
.sefu4-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.sefu4-wx-days li{display:grid;grid-template-columns:auto auto;column-gap:.5rem;align-items:center;border:1.5px solid var(--rule);background:var(--tint);border-radius:2px;padding:.35rem .65rem;font-size:.85rem;min-width:124px;color:var(--ink)}
.sefu4-wx-day{font-weight:700;grid-column:1}
.sefu4-wx-glyph{grid-row:1/3;grid-column:2;color:var(--stamp)}.sefu4-wx-glyph svg{width:22px;height:22px}
.sefu4-wx-hl{grid-column:1}.sefu4-wx-hl strong{font-size:.95rem}.sefu4-wx-hl em{font-style:normal;opacity:1;color:var(--ink2);margin-left:.3rem}
.sefu4-wx-cond{grid-column:1/3;font-size:.8rem;opacity:1;color:var(--ink2);max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sefu4-wx-source{margin-left:auto;font-size:.82rem;opacity:1;color:var(--ink2)}
.sefu4-wx-panel{padding:0 0 1rem}.sefu4-wx-panel img{border:2px solid var(--deep);border-radius:2px;max-width:600px;width:100%;background:#0b1020}.sefu4-wx-panel p{font-size:.88rem;opacity:1;color:var(--ink2);margin:.5rem 0 0}
@media (max-width:700px){.sefu4-wx-source{margin-left:0;width:100%}.sefu4-wx-now strong{font-size:1.65rem}}

/* index-card sheet: red top line, red margin rule, gutter label */
.sefu4-sheet,.sefu4-card-sheet,main>.sefu4-section>.sefu4-wrap{position:relative;background:var(--card);color:var(--ink);border:2px solid var(--deep);box-shadow:8px 8px 0 rgba(0,0,0,.32);padding:3.5rem 2rem 2.4rem calc(var(--gut) + 1.3rem)}
.sefu4-sheet::before,.sefu4-card-sheet::before,main>.sefu4-section>.sefu4-wrap::before{content:"";position:absolute;left:0;right:0;top:1.7rem;height:2px;background:var(--margin);pointer-events:none}
.sefu4-sheet::after,.sefu4-card-sheet::after,main>.sefu4-section>.sefu4-wrap::after{content:"";position:absolute;top:0;bottom:0;left:var(--gut);width:2px;background:var(--margin);opacity:.85;pointer-events:none}
.sefu4-gutter{position:relative;padding-left:calc(var(--gut) + 1.3rem)}
.sefu4-gutter::before{content:"";position:absolute;top:-4rem;bottom:-4rem;left:var(--gut);width:2px;background:var(--margin);opacity:.85;pointer-events:none}
.sefu4-sec--buckram .sefu4-gutter::before{background:var(--ochre);opacity:.55}
.sefu4-eyebrow{font-family:var(--body);font-size:.92rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;line-height:1.2;color:var(--oxblood);margin:0;max-width:none;white-space:nowrap}
.sefu4-gutter>.sefu4-eyebrow,.sefu4-sheet>.sefu4-eyebrow,.sefu4-card-sheet>.sefu4-eyebrow,main>.sefu4-section>.sefu4-wrap>.sefu4-eyebrow{position:absolute;left:.6rem;top:3.4rem;writing-mode:vertical-rl;transform:rotate(180deg)}
.sefu4-sec--buckram .sefu4-eyebrow{color:var(--ochre)!important}
.sefu4-sec{padding:4rem 0}
.sefu4-sec--paper{background:var(--card);color:var(--ink);border-top:2px solid var(--deep);border-bottom:2px solid var(--deep)}
.sefu4-sec--buckram{background:var(--buckram);color:var(--bone)}
.sefu4-sec--buckram h2,.sefu4-sec--buckram h3{color:var(--bone)}
.sefu4-sec--table{padding:3.4rem 0 4.4rem;background:var(--buckram)}
.sefu4-sec--table .sefu4-sheet{width:min(100% - 1.5rem,62rem)}
main>.sefu4-section{padding:3.4rem 0 4rem}
main>.sefu4-section>.sefu4-wrap{width:min(100% - 1.5rem,62rem)}

/* hero: the endpaper inside the cover, one index card laid on it */
.sefu4-hero{position:relative;overflow:hidden;background:var(--buckram);padding:3.6rem 0 4.4rem;isolation:isolate}
.sefu4-endpaper{position:absolute;inset:0;width:100%;height:100%;z-index:-1;display:block}
.sefu4-hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:2.6rem;align-items:center}
.sefu4-hero-card{padding-bottom:2.6rem}
.sefu4-hero-card h1{margin-bottom:.5em}
.sefu4-lead{font-size:1.18rem;line-height:1.6;color:var(--ink);max-width:var(--measure)}
.sefu4-trust{display:block;margin:1.1rem 0 0;padding:0;list-style:none;font-size:1.02rem;max-width:34rem}
.sefu4-trust li{padding:.5rem 0;border-bottom:1.5px solid var(--rule)}
.sefu4-trust li:first-child{border-top:1.5px solid var(--rule)}
.sefu4-trust li::before{content:"✓ ";color:var(--oxblood);font-weight:700}
.sefu4-acts{display:flex;flex-wrap:wrap;gap:.9rem;margin:1.6rem 0 0;max-width:none}
.sefu4-mosaic{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem 1rem;order:0}
.sefu4-mosaic a{display:flex;flex-direction:column;position:relative;background:var(--card);border:2px solid var(--deep);padding:.5rem .5rem 0;color:var(--ink);text-decoration:none;box-shadow:5px 5px 0 rgba(0,0,0,.35);aspect-ratio:auto;overflow:visible;transition:transform .3s var(--ease)}
.sefu4-mosaic a:first-child{grid-column:1/-1;aspect-ratio:auto;transform:rotate(-1.2deg)}
.sefu4-mosaic a:nth-child(2){transform:rotate(1.4deg)}
.sefu4-mosaic a:nth-child(3){transform:rotate(-.9deg)}
.sefu4-mosaic a:hover{transform:rotate(0) translateY(-3px)}
.sefu4-mosaic img{width:100%;height:auto;aspect-ratio:16/10;object-fit:cover;transition:none}
.sefu4-mosaic a:hover img{transform:none}
.sefu4-mosaic span{position:static;background:none;color:var(--ink);padding:.6rem .35rem .7rem;font-weight:700;font-size:.98rem;line-height:1.3}
@media (max-width:900px){.sefu4-hero-grid{grid-template-columns:1fr;gap:2.4rem}.sefu4-hero{padding:2.6rem 0 3.4rem}}

/* buttons: the stamp */
.sefu4-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;border:2px solid var(--deep);border-radius:2px;padding:.6rem 1.4rem;font:inherit;font-weight:700;font-size:1.02rem;cursor:pointer;text-decoration:none;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .2s}
.sefu4-btn--primary{background:var(--stamp);border-color:var(--stamp);color:var(--bone);box-shadow:4px 4px 0 var(--deep)}
.sefu4-btn--primary:hover{background:#142C75;border-color:#142C75;transform:translate(2px,2px);box-shadow:2px 2px 0 var(--deep)}
.sefu4-btn--ghost{background:transparent;color:var(--ink);border-color:var(--deep)}
.sefu4-btn--ghost:hover{background:var(--tint)}
.sefu4-btn[disabled]{opacity:.65;cursor:progress}

/* rates: the ruled schedule */
.sefu4-rates h2{max-width:22ch}
.sefu4-rates-note p{font-size:1rem;color:var(--ink2);max-width:64ch}
.sefu4-table-wrap{overflow-x:auto;margin-top:1.2rem;border:2px solid var(--deep);background:#fff}
.sefu4-table{width:100%;border-collapse:collapse;font-size:1.05rem;font-variant-numeric:tabular-nums}
.sefu4-table th,.sefu4-table td{padding:.8rem 1rem;text-align:left;border-bottom:1.5px solid var(--rule)}
.sefu4-table th{background:var(--deep);color:var(--bone);font-size:.85rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;border-bottom:0}
.sefu4-table tbody tr:last-child td{border-bottom:0}
.sefu4-table td:first-child{font-weight:700}
.sefu4-table td:nth-child(2){font-family:var(--head);font-weight:900;color:var(--stamp)}
.sefu4-table td:nth-child(n+2),.sefu4-table th:nth-child(n+2){text-align:right}
.sefu4-table tbody tr:nth-child(even) td{background:var(--tint)}

/* how: three library pockets */
.sefu4-steps,.sefu4-cols{display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.sefu4-steps{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:1.6rem}
@media (max-width:900px){.sefu4-steps{grid-template-columns:1fr}}
.sefu4-card{position:relative;background:var(--kraft);color:var(--ink);border:2px solid var(--deep);border-radius:2px;padding:3.6rem 1.3rem 1.5rem;box-shadow:6px 6px 0 rgba(0,0,0,.35)}
.sefu4-card::before{content:"";position:absolute;left:0;right:0;top:0;height:2.7rem;background:var(--flap);clip-path:polygon(0 0,100% 0,100% 34%,50% 100%,0 34%)}
.sefu4-card h3{color:var(--ink);font-size:1.18rem}
.sefu4-card p{margin-bottom:0;color:var(--ink)}
.sefu4-num{position:absolute;top:.65rem;right:.9rem;display:grid;place-items:center;width:2.5rem;height:2.5rem;border:2px solid var(--stamp);border-radius:2px;background:var(--card);color:var(--stamp);font-family:var(--head);font-weight:900;font-size:1.2rem;transform:rotate(5deg);margin:0}

/* quote: the catalog drawer card */
.sefu4-quote{background:none;border:0;border-radius:0;padding:0;box-shadow:none}
.sefu4-quote h2{font-size:clamp(1.5rem,2.6vw,1.9rem)}
.sefu4-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.4rem}
@media (max-width:560px){.sefu4-fields{grid-template-columns:1fr}}
.sefu4-field{display:flex;flex-direction:column;gap:.35rem;min-width:0}
.sefu4-field>span{font-size:.98rem;font-weight:700;color:var(--ink)}
.sefu4-field input,.sefu4-field select,.sefu4-field textarea{font:inherit;font-size:1.02rem;min-height:48px;padding:.6rem .8rem;border:2px solid var(--deep);border-radius:2px;background:#fff;color:var(--ink);width:100%}
.sefu4-field textarea{min-height:9rem}
.sefu4-field input:focus,.sefu4-field select:focus,.sefu4-field textarea:focus{outline:3px solid var(--stamp);outline-offset:2px;border-color:var(--stamp)}
.sefu4-field--wide{grid-column:1/-1}
.sefu4-seg{display:flex;flex-wrap:wrap;gap:.55rem}
.sefu4-seg label{position:relative;display:inline-flex;align-items:center;min-height:44px;padding:.35rem 1rem;border:2px solid var(--deep);border-radius:2px;background:#fff;color:var(--ink);cursor:pointer;font-size:1rem;font-weight:700}
.sefu4-seg input{position:absolute;opacity:0;width:0;height:0}
.sefu4-seg input:checked+span{background:none;color:inherit;margin:0;padding:0;display:inline}
.sefu4-seg label:hover{background:var(--tint)}
.sefu4-seg label:has(input:checked){background:var(--stamp);color:var(--bone);border-color:var(--stamp);box-shadow:0 0 0 2px var(--card),0 0 0 4px var(--stamp)}
.sefu4-seg label:has(input:focus-visible){outline:3px solid var(--margin);outline-offset:4px}
.sefu4-note{font-size:.95rem;color:var(--ink2);margin-top:.8rem}
.sefu4-status{margin-top:.8rem;font-weight:700;min-height:1.4em}
.sefu4-status[data-tone=error]{color:#9B1C1C}
.sefu4-quote .sefu4-btn{margin-top:.9rem}
.sefu4-results{margin-top:1.8rem}.sefu4-results:empty{margin:0}
.sefu4-summary{display:flex;flex-wrap:wrap;gap:.4rem 1.4rem;align-items:baseline;margin-bottom:1.1rem;padding:.7rem 0;border-top:2px solid var(--deep);border-bottom:1.5px solid var(--rule);font-size:1rem}
.sefu4-summary strong{font-family:var(--head);font-weight:900;font-size:1.15rem}
.sefu4-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.4rem;align-items:center;border:2px solid var(--deep);border-left:9px solid var(--ochre);border-radius:2px;padding:1rem 1.1rem;margin-bottom:.8rem;background:#fff}
.sefu4-result--best{border-left-color:var(--stamp);box-shadow:5px 5px 0 var(--stamp)}
.sefu4-result strong{font-family:var(--head);font-weight:700;font-size:1.05rem}
.sefu4-result small{display:block;color:var(--ink2);font-size:.9rem}
.sefu4-price{font-family:var(--head);font-size:1.75rem;font-weight:900;text-align:right;line-height:1;color:var(--ink)}
.sefu4-price small{display:block;font-family:var(--body);font-size:.8rem;font-weight:700;text-align:right;margin-top:.3rem;color:var(--ink2)}
.sefu4-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.45rem}
.sefu4-tag{font-size:.8rem;font-weight:700;padding:.15rem .55rem;border-radius:2px;background:var(--tint);border:1.5px solid var(--rule);color:var(--ink)}
.sefu4-tag--now{background:#ffe3e3;color:#8f1717;border-color:#e59a9a}
.sefu4-group{font-size:1.2rem;margin:1.6rem 0 .4rem}
.sefu4-applicant{margin:.4rem 0 1.1rem;padding:1.2rem;border:2px dashed var(--stamp);background:var(--tint)}
.sefu4-result .sefu4-btn{grid-column:1/-1;justify-self:start;margin-top:0}
@media (min-width:640px){.sefu4-result{grid-template-columns:1fr auto auto}.sefu4-result .sefu4-btn{grid-column:auto}}
.sefu4-disclosure{font-size:.88rem;color:var(--ink2);border-top:1.5px solid var(--rule);padding-top:.9rem;margin-top:1.2rem}
details.sefu4-more{margin-top:.5rem;font-size:.9rem}details.sefu4-more summary{cursor:pointer;color:var(--stamp);font-weight:700}
.sefu4-noexam{background:#E8EEF9;border:2px dashed var(--stamp);border-radius:2px;padding:1rem 1rem .4rem;margin:0 0 1.4rem}
.sefu4-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.2rem}
.sefu4-noexam-badge{display:inline-block;background:var(--stamp);color:var(--bone);font-family:var(--body);font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:.35rem .7rem;border-radius:2px;transform:rotate(-1.5deg)}
.sefu4-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.sefu4-noexam-note+.sefu4-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:1.5px dashed var(--stamp)}
.sefu4-result--noexam{border-left-color:var(--stamp);background:#fff}
.sefu4-tag--noexam{background:var(--stamp);color:var(--bone);border-color:var(--stamp)}
.sefu4-tag--usually{background:#DCE5F7;color:var(--ink);border-color:var(--stamp)}

/* why */
.sefu4-why-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:3rem;align-items:start}
@media (max-width:860px){.sefu4-why-grid{grid-template-columns:1fr;gap:1.4rem}}
.sefu4-rings{display:block;width:96px;height:96px;margin-bottom:1.2rem}
.sefu4-why-head h2{color:var(--bone);margin-bottom:0}
.sefu4-why-text{color:var(--bone);font-size:1.08rem}
.sefu4-why-text p{color:var(--bone)}
.sefu4-hl a,.sefu4-why-text a{color:#F0CF82}
.sefu4-hl a:hover,.sefu4-why-text a:hover{color:#fff}

/* learn: four volumes on the shelf */
.sefu4-learn h2{max-width:24ch}
.sefu4-shelf{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;align-items:end;margin-top:1.8rem}
@media (max-width:980px){.sefu4-shelf{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.sefu4-shelf{grid-template-columns:1fr}}
.sefu4-shelf .sefu4-card{display:flex;flex-direction:column;justify-content:flex-start;min-height:15rem;padding:2.9rem 1.1rem 1.3rem;color:var(--bone);background:#1F5B58;text-decoration:none;box-shadow:5px 5px 0 rgba(0,0,0,.3);transition:transform .25s var(--ease)}
.sefu4-shelf .sefu4-card:hover{transform:translateY(-5px)}
.sefu4-shelf .sefu4-card::before{left:0;right:0;top:.9rem;height:.7rem;clip-path:none;background:var(--ochre);box-shadow:0 1.1rem 0 -.18rem var(--ochre)}
.sefu4-shelf .sefu4-card:nth-child(2){background:var(--oxblood);min-height:17rem}
.sefu4-shelf .sefu4-card:nth-child(3){background:var(--stamp);min-height:14rem}
.sefu4-shelf .sefu4-card:nth-child(4){background:#5C4220;min-height:16rem}
.sefu4-shelf .sefu4-card h3{color:var(--bone);font-size:1.12rem}
.sefu4-shelf .sefu4-card p{color:var(--bone);font-size:.98rem;margin-bottom:0}
.sefu4-shelf .sefu4-card:focus-visible{outline-color:var(--ink)}

/* inner pages */
.sefu4-lead+.sefu4-quote,.sefu4-lead+form{margin-top:1.2rem}
.sefu4-article p{max-width:var(--measure)}
.sefu4-article figure{margin:0 0 1.5rem}.sefu4-article figcaption{font-size:.9rem;color:var(--ink2);margin-top:.4rem}
.sefu4-article img{border:2px solid var(--deep);border-radius:2px}
.sefu4-article h2{margin-top:1.6em}
.sefu4-article .sefu4-card{margin:1.4rem 0;padding:1.4rem;background:var(--tint);box-shadow:none;border-color:var(--deep)}
.sefu4-article .sefu4-card::before{display:none}
.sefu4-calc output{font-family:var(--head);font-weight:900;font-size:2rem;color:var(--stamp);display:block;margin-top:.7rem}
.sefu4-sources{font-size:.95rem;border-top:2px solid var(--deep);padding-top:1rem;margin-top:2.2rem}.sefu4-sources ol{padding-left:1.2rem}
.sefu4-faq details{border-bottom:1.5px solid var(--rule);padding:.4rem 0}
.sefu4-faq summary{display:flex;align-items:center;gap:.8rem;min-height:48px;cursor:pointer;font-weight:700;font-family:var(--head);font-size:1.08rem;list-style:none}
.sefu4-faq summary::-webkit-details-marker{display:none}
.sefu4-faq summary::before{content:"+";display:inline-grid;place-items:center;flex:none;width:1.7rem;height:1.7rem;border:2px solid var(--stamp);border-radius:2px;color:var(--stamp);font-family:var(--body);font-weight:700;line-height:1}
.sefu4-faq details[open] summary::before{content:"\2212";background:var(--stamp);color:var(--bone)}
.sefu4-faq details p{padding-left:2.5rem}
.sefu4-apply-shell{background:#fff;border:2px solid var(--deep);border-radius:2px;padding:1rem;min-height:600px}
.sefu4-apply-shell iframe{width:100%;border:0}
[data-reveal]{opacity:1;transform:none}

/* footer */
.sefu4-foot{position:relative;background:var(--deep);color:#D8E2DE;border:0;padding:3.6rem 0 2.6rem;font-size:1rem;margin-top:0}
.sefu4-foot::before{content:"";position:absolute;left:0;right:0;top:0;height:12px;background:var(--comb) 0 0/480px 100%}
.sefu4-foot-grid{display:grid;gap:1.6rem 2.4rem;grid-template-columns:2fr 1fr 1fr}
@media (max-width:700px){.sefu4-foot-grid{grid-template-columns:1fr}}
.sefu4-foot a{color:#F0CF82}
.sefu4-foot a:hover{color:#fff}
.sefu4-foot .sefu4-brand{color:var(--bone)}
.sefu4-foot nav strong{display:block;font-family:var(--head);font-weight:700;color:var(--bone);margin-bottom:.4rem}
.sefu4-foot nav a{display:flex;align-items:center;min-height:44px;margin:0}
.sefu4-foot p{color:#D8E2DE}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media (max-width:600px){
:root{--gut:2.3rem}
.sefu4-sheet,.sefu4-card-sheet,main>.sefu4-section>.sefu4-wrap{padding:3.2rem 1rem 2rem calc(var(--gut) + .9rem);box-shadow:5px 5px 0 rgba(0,0,0,.32)}
.sefu4-gutter{padding-left:calc(var(--gut) + .9rem)}
.sefu4-gutter>.sefu4-eyebrow,.sefu4-sheet>.sefu4-eyebrow,.sefu4-card-sheet>.sefu4-eyebrow,main>.sefu4-section>.sefu4-wrap>.sefu4-eyebrow{left:.35rem;font-size:.82rem;letter-spacing:.1em}
.sefu4-sec{padding:3rem 0}
.sefu4-card{padding-top:3.4rem}
.sefu4-table th,.sefu4-table td{padding:.6rem .4rem}.sefu4-table{font-size:.95rem}.sefu4-table th{white-space:normal;letter-spacing:.03em;font-size:.78rem}
}